🇨🇦 Canada · prices in Canadian dollars
What car fits my budget?
How much car can I afford in Canada? See what a car really costs each month, with insurance, gas, upkeep and your province's sales tax included.
Choose one to get started
Free, no sign-up. Covers 248 models from 35 brands. Takes about a minute.
Include everything: the loan payment, insurance, gas and upkeep.
A common guideline: keep total car costs under 20% of your take-home pay.
Are you buying new or used?
What kind of car are you looking for?
We'll pick the best one for your budget and show the rest.
Your down payment and credit
Money you'll pay upfront. Leave it blank if none.
What a dealer would pay for your current car. Leave it blank if none.
Sales tax and insurance both depend on your province. Your postal code is saved only on your device.
From a pre-approval or loan offer. We'll use it instead of the average for your credit.
Which car are you looking at?
Price out a car you found
We'll read the price, mileage and model for you.
On the listing page, select all the text, copy it and paste it here.
17 letters and numbers, usually near the bottom of the listing.
Check the details
We'll estimate costs like
Before you buy
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Check its safety
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Find one for sale
Enter your postal code to search listings and dealers near you.
Dealers within 50 miles
Dealer list from OpenStreetMap, a free map maintained by volunteers. Some dealers may be missing, so check Google Maps too.
Car budget calculator
Every setting on one screen. Change anything and the results update right away.
Fine-tune the estimates
How we estimate, for Canada: prices are in Canadian dollars and include freight and PDI. The 59 most popular models use their real Canadian starting prices (automaker and dealer pricing, November 2026), raised for mid-level or top trims; other models are estimated from their US price using the typical Canada/US gap for their type. Used prices assume a 3-year-old car. Sales tax comes from your province (GST, HST, PST or QST), including BC's higher PST on pricier vehicles, with 13% used until you add a postal code. Insurance starts from an average for each type of car and is adjusted to your province (GISA, ICBC, MPI and Quebec GAA figures; Saskatchewan and the territories estimated). Upkeep includes about $20 a month for winter tires. New EVs get the federal $5,000 rebate when they qualify (price with fees up to $50,000), plus Quebec's $2,000. Popularity uses 2025 Canadian sales (DesRosiers). Loan rates are typical Canadian rates for each credit level (Finder.ca, November 2026) unless you enter your own. Gas defaults to $1.79 a litre, the national average on November 3, 2026. Your real numbers will vary with trim, location and driving record, so get an insurance quote and a loan pre-approval before you shop.
About the Canadian version
Everything is in Canadian dollars, kilometres and litres, with real Canadian prices for the 59 most popular models, winter tires in the upkeep and EV rebates where they apply. Add your postal code and we use your province's sales tax and typical insurance cost. Model-by-model Canadian guides are on the way. Until then, the US guides are a good way to compare models, just remember their prices are in US dollars.